Residency by Investment Programmes
Residency by investment gives qualifying individuals and families the legal right to live, work, and travel in another country through a qualifying financial commitment — typically in real estate, government funds, or business. Hudson McKenzie advises clients across the UK, GCC, and internationally on selecting the right programme for their personal, financial, and lifestyle objectives.
Residency by investment programmes have grown significantly in recent years as individuals, families, and investors seek greater mobility, security, and access to international opportunities. Unlike citizenship by investment, which confers a new passport and full national rights, residency by investment gives you the legal right to reside in a country — and in many cases to work, invest, and enrol dependants in local schools — without needing to give up your existing citizenship.
The key factors when selecting a residency programme include the investment threshold and preferred asset class, the country's tax environment and quality of life, the physical presence requirement (some programmes require as few as seven days per year), processing timelines, and whether there is a clear pathway to citizenship for those who eventually want one.
Hudson McKenzie provides independent advisory across residency programmes in the Middle East, Europe, Asia Pacific, and the Americas. Our team assesses each client's full profile — nationality, investment capacity, family circumstances, and long-term objectives — before recommending a route.

Residency Programmes We Advise On
Middle East & Gulf Residency Programmes
Saudi Premium Residency (Saudi Green Card)
Saudi Arabia's Premium Residency programme enables qualifying foreign nationals to live, work, own property, and conduct business in the Kingdom without the requirement for a Saudi sponsor. The programme is available in two formats: an unlimited duration premium residency and a one-year renewable option. Eligible applicants include investors, entrepreneurs, specialised professionals, and individuals of exceptional talent. Family members — including spouses and children — can be sponsored under the same application. Saudi Premium Residency represents one of the most significant immigration reforms in the Kingdom's recent history and reflects the broader objectives of Saudi Vision 2030.
UAE Golden Visa (Long-Term Residency)
The UAE Golden Visa provides eligible foreign nationals with long-term residency in the United Arab Emirates for five or ten years, renewable without the requirement for a UAE national sponsor. The programme is open to investors, entrepreneurs, skilled professionals, outstanding students, and individuals with exceptional talent across priority sectors including technology, healthcare, science, and culture. Dependants — including spouses and children — can be sponsored under the same application. The UAE Golden Visa has become one of the most widely sought residency programmes for internationally mobile professionals and investors seeking a base in the Gulf.
European Residency Programmes
Portugal Golden Visa — Residency by Investment
Portugal's Golden Visa is one of Europe's most established residency by investment programmes, offering non-EU nationals a route to Portuguese residency and, after five years, the possibility of applying for Portuguese citizenship. Current qualifying investment routes include fund investments and certain real estate categories. One of the programme's most distinctive features is its low minimum stay requirement — holders are required to spend as little as seven days per year in Portugal, making it well suited to internationally mobile individuals and families.
Greece's residency by investment programme — commonly referred to as the Greek Golden Visa — grants residency through qualifying real estate or other permitted investments and provides holders with access to the Schengen Area. There is no minimum stay requirement, and the programme is renewable every five years. After seven years of continuous residency, holders may be eligible to apply for Greek citizenship. The programme has attracted significant interest from investors across the Middle East, Asia, and the UK.
Cyprus Residence by Investment
Cyprus offers permanent residency to qualifying investors through its fast-track investment route. As a member of the European Union, Cyprus provides holders with access to EU rights and benefits. The programme is particularly attractive for its streamlined application process and the country's favourable tax environment, including non-domicile tax status for new residents. Applications can typically be processed within two months of submission.
The Malta Permanent Residence Programme offers non-EU nationals permanent residency in Malta — a full EU member state with English as an official language, a low crime rate, and a well-established financial services sector. The programme requires a combination of a government administration fee, a property rental or purchase commitment, and a charity donation. There is no minimum stay requirement, and no requirement to take up employment in Malta.
Ireland Start-up Entrepreneur Programme (STEP)
The Ireland Start-up Entrepreneur Programme enables non-EEA nationals to establish a high-potential start-up in Ireland and obtain Irish residency. Approved applicants receive permission to live and work in Ireland while developing their business, with a clear pathway to long-term residency and ultimately citizenship by naturalisation after five years. Ireland's EU membership, common law legal system, and position as a hub for technology and financial services make it a compelling destination for entrepreneurs from the GCC and beyond.
Asia Pacific Residency Programmes
MM2H Malaysia — My Second Home Programme
Malaysia's My Second Home programme is one of Asia's most established long-stay residency programmes for foreign nationals, offering a renewable 5-year multiple-entry social visit pass. The programme allows holders to live in Malaysia long term, purchase property, and bring qualifying family members including spouses, dependent children, and in some cases parents. Malaysia combines a high standard of living with relatively low costs, a warm climate, and a diverse, English-speaking environment. Hudson McKenzie provides specialist advice and application support for MM2H applicants across all categories.
Singapore Residence by Investment — Global Investor Programme
Singapore's Global Investor Programme offers permanent residency to high-net-worth individuals who commit a qualifying investment into Singapore businesses, venture capital funds, or a family office. As one of Asia's most sought-after destinations for internationally mobile investors and families, Singapore permanent residency provides access to world-class healthcare, education, and infrastructure within a stable, low-tax environment. The programme is selective and competitive, with a thorough due diligence process.
Jersey Residence & Citizenship by Investment
Jersey offers residency and citizenship opportunities for high-net-worth individuals seeking a low-tax, high-quality-of-life base within easy reach of the UK and European markets. The island operates its own tax and legal system, independent of the United Kingdom, and provides a stable, well-regulated environment for investors and family offices. Hudson McKenzie provides specialist guidance on Jersey residency requirements, investment thresholds, and the application process for both residency and eventual citizenship.
Americas Residency Programmes
Quebec Immigrant Investor Programme
The Quebec Immigrant Investor Programme is one of Canada's established routes to permanent residency for qualifying investors. Successful applicants obtain Canadian permanent resident status, granting the right to live and work anywhere in Canada. Canada consistently ranks among the world's most desirable destinations for quality of life, healthcare, multicultural integration, and education. Permanent residency opens a direct pathway to Canadian citizenship after three years.
EB-5 Immigrant Investor Programme — United States
The US EB-5 Immigrant Investor Programme is the primary investment-based route to US permanent residence (the Green Card). Applicants must make a qualifying investment in a commercial enterprise that creates or preserves a minimum number of full-time US jobs. Successful applicants first receive conditional permanent residence, which transitions to unconditional permanent residence once the job creation requirements are fulfilled. US permanent residence provides a pathway to US citizenship after five years.
Hudson McKenzie provides independent advisory on residency by investment programmes across the Middle East, Europe, Asia Pacific, and the Americas. Our service covers the full process — from initial eligibility assessment and programme comparison, through to application preparation, document procurement, submission management, and ongoing support through to approval. With offices in London, Dubai, and Riyadh, we advise clients across the UK, GCC, and internationally.For clients considering full citizenship rather than residency, please see our Citizenship by Investment Programmes page.
Frequently Asked Qestions
Residency by investment gives you the legal right to live, work, and in many cases travel in a country — without necessarily providing a new passport or full citizenship rights. Citizenship by investment goes further, granting you a new nationality, a passport, and all associated rights including voting. Some residency programmes lead to citizenship after a qualifying period, while citizenship by investment programmes grant a new passport directly. The right choice depends on your specific goals, budget, and timeline.
Processing timelines vary significantly by programme. Cyprus can process applications in as little as two months. Portugal's Golden Visa typically takes six to twelve months. The UAE Golden Visa can be issued relatively quickly once eligibility is confirmed. Hudson McKenzie will advise on current processing times based on your nationality and chosen programme at the time of your consultation.
Physical presence requirements vary widely by programme. Portugal's Golden Visa requires as little as seven days per year in Portugal. Greece's programme has no minimum stay requirement. The UAE Golden Visa requires holders not to remain outside the UAE for more than six consecutive months. Malta and Cyprus also have low or no minimum stay requirements. Hudson McKenzie will confirm the specific requirements for your chosen programme during the advisory process.
Most programmes allow qualifying family members — typically a spouse and dependent children — to be included in or sponsored under the primary applicant's residency. Some programmes also allow dependent parents. The specific eligibility criteria for family members vary by programme and will be confirmed during your initial consultation with the Hudson McKenzie team.
Investment thresholds vary significantly by country and programme type. Minimum investments range from approximately EUR 250,000 for some European fund-based routes to several million for selective programmes such as Singapore's Global Investor Programme. The right programme for you will depend on your investment budget, preferred asset class (real estate, funds, or business), and personal objectives. Hudson McKenzie provides a full comparison of programmes within your budget range as part of the advisory process.
Some residency programmes provide a clear pathway to citizenship after a qualifying period. Portugal's Golden Visa holders can apply for Portuguese citizenship after five years. Greek Golden Visa holders may apply after seven years. Canadian permanent residents can apply for citizenship after three years. Other programmes — including the UAE Golden Visa and MM2H Malaysia — do not currently offer a direct pathway to citizenship. Hudson McKenzie will clarify the citizenship pathway for each programme during the advisory process.
The tax implications depend on the specific programme, your country of origin, and your personal financial circumstances. Some programmes — including Portugal's non-habitual resident regime and Malta's non-domicile status — offer significant tax advantages for new residents. Others may carry global reporting obligations. Hudson McKenzie strongly recommends taking independent tax advice from a qualified international tax adviser before committing to a programme. We can refer clients to appropriate specialists where needed.
Work rights vary by programme. The UAE Golden Visa and Saudi Premium Residency permit holders to live, work, and conduct business in the country. Portugal's Golden Visa allows holders to work in Portugal once residency is established. Some programmes are structured primarily as long-stay visas rather than work authorisation, and separate work permits may be required. Work rights will be confirmed for each programme during the advisory process.
The right programme depends on your personal circumstances, objectives, and investment capacity. Key factors include: your target country and lifestyle preferences, your investment budget and preferred asset class, your physical presence availability, your family situation, whether you want a pathway to citizenship, and your nationality (as some programmes have country-specific restrictions or enhanced due diligence requirements). Hudson McKenzie provides independent advisory across all programmes and assesses each client's full profile before making a recommendation.
We begin with an initial consultation to understand your objectives, circumstances, and investment capacity. We then present a shortlist of programmes suited to your profile, with a clear comparison of investment requirements, timelines, physical presence obligations, and citizenship pathways. Once you select a programme, we manage the full application process — including document preparation, submission, and coordination with programme authorities — through to residency approval.


