MM2H Malaysia 2026: Requirements, Categories & How to Apply

To support Malaysia’s long-term development goals, the MM2H programme has been revamped with clearer requirements, three main categories – Silver, Gold and Platinum – and a dedicated Special Economic Zone (SEZ) MM2H pathway. These tiers are designed to match different budgets and lifestyle needs while providing a structured route to long-term residency in Malaysia. For a full breakdown of MM2H categories, financial requirements and application advisory support, see our Malaysia MM2H Residency Programme page.

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MM2H Requirements 2026: Silver, Gold & Platinum

Under the Silver (5-year renewable), Gold (15-year renewable) and Platinum (20-year renewable) MM2H visas, applicants place a fixed deposit in Malaysia and purchase approved residential property in West Malaysia:

• Silver MM2H – from USD 150,000 fixed deposit and RM 600,000 minimum property purchase
• Gold MM2H – from USD 500,000 fixed deposit and RM 1,000,000 minimum property purchase
• Platinum MM2H – from USD 1,000,000 fixed deposit and RM 2,000,000 minimum property purchase

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Each tier includes a one-off government participation fee and standard processing and agency fees.

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Eligible MM2H dependants include a spouse, unmarried children (up to 34 years old who are not working in Malaysia), disabled children with no age limit, and parents or parents-in-law, making MM2H ideal for family relocation and retirement planning.

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Special Economic Zone (SEZ) MM2H – Lower Entry, 10-Year Visa

For applicants who prefer designated growth areas, the SEZ MM2H category offers a 10-year renewable visa with reduced financial thresholds:

• Age 21–49: From USD 65,000 fixed deposit
• Age 50 and above: From USD 32,000 fixed deposit

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Properties must be purchased directly from developers and are subject to each state’s SEZ property policies. This pathway opens MM2H to younger professionals, entrepreneurs and early retirees looking for a more affordable way to live, work remotely, or invest in Malaysia.

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MM2H Eligibility: Age, 90-Day Stay & Medical Insurance

Across all MM2H categories, applicants must meet several standard eligibility criteria:

• Age requirement:
  
  • Minimum 25 years old for the Silver, Gold and Platinum tiers
  • Minimum 21 years old for SEZ applicants
• Residency requirement: Stay at least 90 cumulative days per year in Malaysia (by the principal applicant or dependants)
• Health & insurance: Undergo a medical check-up in Malaysia and maintain valid Malaysian medical insurance
• Fixed deposit flexibility: After meeting the conditions, up to 50% of the fixed deposit may be withdrawn for approved purposes such as:
  
  • Property purchase in Malaysia
  • Medical expenses
  • Children’s education
  • Tourism-related spending within Malaysia

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You can live comfortably, educate your children at reputable schools, access high-quality healthcare and enjoy Malaysia’s diverse culture – all under a structured, government-backed Malaysia My Second Home (MM2H) visa.

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MM2H FAQs

Is MM2H a retirement visa?

‍MM2H is a long-term residence visa, widely used for retirement planning and family relocation. The SEZ category is open from age 21, with a fixed deposit from USD 32,000 for applicants aged 50 and above.

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How many days a year must I stay in Malaysia?

‍At least 90 cumulative days a year, counted across the principal applicant and dependants.

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Can I withdraw the MM2H fixed deposit?‍

After meeting the conditions, up to 50% may be withdrawn for approved purposes such as buying property in Malaysia, medical expenses, children’s education or tourism-related spending in Malaysia.

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Can I work in Malaysia on MM2H?‍

Only the Platinum category allows business investment and employment.

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How do I apply for MM2H?‍

Applications must be submitted through an authorised MM2H agent. Contact our team to discuss your eligibility and the right category.

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Contact and Disclaimer

Should you have any questions regarding the above information, or require assistance with your immigration or global mobility matters, please don’t hesitate to contact our legal team at Hudson McKenzie. You can reach us by email at info@hudsonmckenzie.com or by telephone at +44 (0) 20 3318 5794.

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For office locations, please visit our Our Offices page. The information provided in this blog is for general guidance only and does not constitute legal advice.

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Ready to apply for MM2H? Speak to our specialist team. Get in touch with Hudson McKenzie.

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